Buying your home can be a complicated process, so there are many reasons to partner with me, as your first step, to ensure that your investment in your home pays off. I work in all areas of Silicon Valley, am a resident of Willow Glen and utilize Coldwell Banker offices in both Los Gatos and San Jose. I think the geographic diversity coupled with the fact that my business is split equally with representation for both Buyers and Sellers, lends an edge to my clients. My actions will show that I am committed to helping you achieve your goals and once we know more about your plans and desires, I can begin serving your needs. You will see that I am capable of navigating you through the entire process and ultimately will negotiate the best price for your purchase.

Home ownership is the American Dream, and you are about to embark on an exciting process. Your home will be one of your largest assets and most likely will appreciate in value over the life of your ownership. Mortgage rates are currently favorable and there are some mortgage options to make the dream a reality for you. One of the main advantages of home ownership over renting is that your interest payments are tax deductible.

Before You Start Looking For Your New Home:

• Determine what neighborhoods best matches your needs.
• Identify important features you need your new home to have.
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Find a loan that meets your needs and get pre-qualified.

As Your Agent, I Will:

• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
• Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
• Answer all your questions about the local market area, including the latest school reports.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections such as pest or roof reports.
• Government fees include deed recording and state and local mortgage taxes.
• Escrow and interest fees include homeowners' insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

The resources of Coldwell Banker along with stability of more than a century of experience provide the foundation for the most personalized service in the industry. The constant daily and weekly updates that I receive in my business dealings ensure that my clients know the current market trends and are thoroughly protected and represented.

My services and experience allow you to focus on your move while I manage your home purchase from our initial consultation to closing the transaction and beyond. I am proud that so many people put their trust in me and I look forward to proving my reputation with you.

I am certain you will find my level of service will help you achieve your goals!